Coverage built around the animals in your care, your facility, staff, vehicles, and services.

Pet-care insurance begins with custody, supervision, and the services performed.

Animal count, species, services, overnight boarding, group play, grooming, veterinary care, medications, transportation, property, employees, and emergency procedures can all affect eligibility and coverage.

We organize the submission around the actual operation, maximum animals in care, facility controls, staff qualifications, customer agreements, vehicles, property values, and loss history.

Pet businesses we can evaluate

Operational details that affect pet-care underwriting

• Services, species, maximum animals in care, daily and overnight capacity, and annual sales
• Group play, temperament screening, vaccination requirements, separation, supervision ratios, and staff training
• Kennels, fencing, gates, ventilation, sanitation, fire protection, cameras, alarms, and emergency plans
• Grooming equipment, dryers, restraints, medications, veterinary procedures, and professional qualifications
• Customer agreements, waivers, incident documentation, animal release procedures, and record retention
• Pickup, delivery, mobile grooming, owned vehicles, employee-owned autos, drivers, and transportation controls
• Property, equipment, animal values, payroll, products sold, loss history, and catastrophe exposure

Animals in Your Care

Custody creates an exposure that ordinary property coverage may not address.

The operation should document maximum animals, animal values, species, services, locations, transportation, incident procedures, and the customer agreement governing custody.

Mobile operations add commercial-auto exposure

Vehicle ownership, conversion, permanently installed equipment, generators, water systems, drivers, radius, animal transport, and business interruption should be accurately described.

Professional liability depends on the service

Veterinary care, grooming, training, medication, and other services present different professional allegations. Covered services should match actual operations.