Personal Insurance
Home, auto, and personal umbrella coverage.
Independent insurance guidance for individuals and families throughout California, with attention to liability limits, property valuation, deductibles, exclusions, and coordination between policies.
Personal Coverage
Review the household as one account.
Home, auto, condominium, rental property, valuables, and umbrella policies can affect one another. Reviewing them together helps keep drivers, vehicles, properties, and liability limits consistent.
Homeowners
Dwelling, personal property, loss of use, liability, water, wildfire, valuables, and available catastrophe options.
Explore homeowners → 02Personal Auto
Liability, uninsured motorists, physical damage, rental, roadside, drivers, and vehicle schedules.
Explore auto → 03Personal Umbrella
Additional liability limits coordinated with eligible home, auto, rental property, and recreational policies.
Begin a review →Reviewed by Aaron Smith — Founder, CEO & Principal Agent | Iron Mountain Insurance Agency, LLC | CA Agency License #6017299 | Last reviewed September 2026